44%
Of RIA firms using AI have no formal output validation, a documented exam risk under current SEC examination priorities. [S-Ncontracts26]
Third-party research citation
For RIA Managing Partners & Chief Compliance Officers
Get 500 hours a year back. Walk into your next SEC exam with the audit trail ready.
Advisor Desk drafts your meeting notes, action items, and client follow-ups. Your advisor approves every output before it sends. The audit log builds itself. Your SEC examiner gets a complete governance record on demand. You get time back.
Fixed-fee assessment. Written governance policy before any build begins.
SEC-registered RIAs · FINRA-member firms · Exam-ready audit trail · Human approval on every client-facing AI output
Compliance Oversight Ledger · Illustrative
AI Drafted (client comms + notes)
94
Human-Reviewed & Approved
94
Sent Without Advisor Review
0
Exam-Ready Audit Log
Current
Illustrative, not a client result. Shows the governance model: AI drafts, advisor approves, every action is timestamped and exportable for exam review.
01
What's Sitting on Your Desk Right Now
The SEC exam now includes an AI governance question. Most RIAs cannot answer it.
The 2026 SEC exam priority document states AI oversight "will be a component of virtually all examinations going forward." Not large firms. Not firms with AI incidents. Virtually all. The question is coming to your next exam regardless of firm size. [Goodwin Law, 2026 SEC Exam Priorities] The Marketing Rule (Rule 206(4)-1) risk alert from December 2025 cited AI-generated content failures specifically. [S-Wealthmgmt25]
Your advisors are also spending 500 hours per year on notes, follow-up drafts, and client update prep. [S-Hartford25] AI can handle all of it in minutes. But picking up an AI tool without a governance wrapper puts you on the wrong side of both problems. Advisor Desk is the system that delivers the throughput and builds the audit record the exam requires, in the same workflow.
"We use AI tools but I'm not confident we have the governance policy the SEC actually wants to see."
"Jump sends out follow-up emails but I don't know if anyone reviewed them."
"If the SEC asks us to show our AI governance in the next exam, what exactly do we produce?"
"My advisors are spending too much time on meeting notes. That time should be client-facing."
500+
Hours per year per advisor recoverable from AI-assisted meeting notes, review prep, and client communications, with a governance layer in place. [S-Hartford25]
Hartford Funds industry estimate
30%
Average productivity increase reported by financial services organizations using AI-enhanced CRM and workflow tools. [S-Surmount25]
Third-party industry data
Statistics are third-party citations, not All About AI client results. No guarantee of results.
02
The System
Advisor Desk. The governed post-meeting workflow.
Six modules. AI does the drafting. Your advisor approves. The audit log captures everything. Here is what each module does.
01
Meeting transcript to structured notes [advisor-reviewed]
After every client call, AI reads the transcript (via Jump.ai or equivalent) and generates structured notes: discussion points, client-stated goals, detected flags (suitability updates, inheritance mentions, any language that should be verified before filing). Draft goes to the advisor's approval queue. Nothing enters the CRM until the advisor confirms. Timestamped record of every review decision.
✓ Transcript in, structured notes out, flagged items surfaced · Nothing enters CRM without advisor confirmation · Timestamped review record on every entry (supports FINRA 3110 for FINRA-member firms)
02
Action items and CRM push [advisor-confirmed]
AI pulls action items from the approved notes and prepares the CRM update. Advisor confirms line by line. CRM entries are written with the advisor's approval timestamp attached. No AI-initiated CRM writes without that confirmation step.
✓ Action items extracted from approved notes · Advisor confirms before CRM write · Approval timestamp attached to every CRM entry
03
Client follow-up email approval inbox [Marketing Rule guardrails active]
AI drafts the follow-up email from approved notes. Marketing Rule guardrails are pre-configured: no performance claims, no benchmark comparisons, no testimonial language without required disclosures. Email goes into the advisor's approval inbox. Advisor approves or edits. Email sends. Audit record is complete before the email leaves the firm.
✓ Drafts from approved notes only · Marketing Rule (Rule 206(4)-1) parameters pre-configured · Advisor approves before any email sends · Full audit entry on every message
04
Compliance archive and exam-ready export [exam-exportable]
Every AI action is timestamped and stored: draft generated, advisor reviewed, edits made, approval timestamped, output sent or filed. Exportable as a compliance record on demand. When your SEC examiner asks for your AI governance records, you produce the archive in one click.
✓ Every AI action timestamped and stored · Exportable for SEC exam production · Five-year retention aligned to SEC Rule 204-2 (configurable)
05
Written governance policy and AI use inventory [SEC/FINRA-mapped]
Your AI Exam-Readiness Assessment delivers a written governance policy and a complete AI use inventory before any build begins. Rule 206(4)-7 requires reasonably designed written compliance policies; our Assessment helps you document how your AI use fits within them. For FINRA-member firms, FINRA Rule 3110 additionally requires supervisory procedures covering AI. This is a standalone deliverable. If you stop at the assessment, you leave with board-ready governance documentation.
✓ AI tool inventory for SEC exam preparation · Written compliance documentation per Rule 206(4)-7 · Supervisory procedures (FINRA 3110 applicable for FINRA-member firms)
06
Kill switch [system-wide pause]
Every AI workflow pauses system-wide in one action. If a compliance question arises mid-cycle, all AI output stops. Manual review continues. You document the pause. You re-enable when ready. The kill switch is tested at go-live and documented in the staff playbook.
✓ One click pauses all AI output · Audit log exports immediately · Pause and re-enable documented in your governance record
03
Why the Governance Layer Is the Product
Every AI-drafted client communication is a potential Marketing Rule finding. Every meeting note without a review trail is a supervisory gap.
The Oversight Layer™ closes both. AI efficiency with a compliance record designed to support your Rule 206(4)-7 compliance program obligations, built into the workflow from day one.
01
Audit log, always current
Every AI action, every human review, every approval: timestamped and exportable. When the SEC requests your AI governance records, you produce the complete archive in one click.
02
Marketing Rule (Rule 206(4)-1) guardrails built in
AI-drafted communications stay within CCO-approved parameters: no unsupported performance claims, no testimonial language without required disclosures, no third-party ratings without proper attribution. Locked before the system goes live. [S-Wealthmgmt25] [Not legal advice; confirm specifics with counsel.]
03
Investment advice is always human
The AI does not make investment recommendations, suggest specific securities, or advise on portfolio allocation. Scope is strictly operational: throughput for back-office work, not a substitute for the licensed advisory relationship.
04
Governance documentation, delivered
Rule 206(4)-7 requires reasonably designed written compliance policies and procedures. Our Assessment helps you document how your AI use fits within them. [S-Kitces25] The deliverable is built from your actual workflows, supporting your exam preparation.
05
One-click pause, you own the kill switch
Suspend any AI workflow pending a compliance review in one click. The audit log exports immediately on demand. You control the system.
·
The governance gap in your firm right now
44% of RIAs using AI have zero output validation. [S-Ncontracts26] That means nearly half of AI-using RIAs are running tools without the supervision layer the SEC is specifically looking for. The Oversight Layer™ closes that gap.
04
How It Works
Assess · Build · Operate
Three phases. The only thing you commit to first is the Assessment. Scoped, priced, and in writing before any build begins.
01
AI Exam-Readiness Assessment
We inventory every AI tool, every workflow, every advisor touchpoint in your firm. We map the inventory against SEC Rule 206(4)-7 (Compliance Program Rule), the Marketing Rule (Rule 206(4)-1), and for FINRA-member firms, FINRA Rule 3110. We identify the governance gaps that create exam exposure and deliver: written compliance documentation, a prioritized risk list, and a fixed-price implementation proposal. The documentation supports your exam preparation and has standalone value regardless of whether you move forward with any implementation.
02
AI Compliance Operations Build
We configure the AI workflows, wire in the approval inbox, install the compliance archive, and set up the governance documentation trail. Every template is reviewed by your CCO and a sample advisor before go-live. No client receives an AI-assisted communication until your team has confirmed the setup. Scope confirmed after Assessment; price above is indicative.
03
Managed Compliance AI Ops
The system runs. We handle maintenance, adapt to regulatory updates, run quarterly governance reviews, support new-advisor onboarding, and provide exam-prep support when an examination cycle approaches. Marketing Rule (Rule 206(4)-1) parameters are updated as guidance evolves.
If your SEC examiner asked you today for your AI audit trail, what would you show them?
05
See It Working
This is what your approval inbox looks like.
Walk through a simulated client call review. Click what your advisor would click. See what the audit trail captures. All data below is illustrative and clearly labeled.
Approval Inbox
1 PENDING 1
AD-0041
[AWAITING YOUR REVIEW · 4 min]
Client: Margaret T. (illustrative) · Annual review call, 60 min · Drafted by: Advisor Desk AI
Simulated demo data. Margaret T. is an illustrative name only.
Audit Trail
AD-0041
AI draft generated [meeting notes, action items, follow-up email] · 3 items createdAI
Awaiting advisor reviewPENDING
Simulated demo data. Your real audit log records every action with timestamps and is exportable for SEC exam production.
This is what your SEC examiner sees when they ask for your AI governance records.
06
Right Fit
Honest about when this is the right call, and when it isn't.
This is built for you if…
- SEC-registered RIA, $100M to $2B AUM, 3 to 50 advisors
- Using AI tools today but without a written governance policy or output audit trail
- CCO or managing partner who needs to show AI governance in practice, not just on paper, for the next SEC exam
- Advisors spending 2-plus hours per day on notes, follow-up drafts, and client update prep
- Considering AI for client communications but uncertain how to maintain Marketing Rule (Rule 206(4)-1) compliance
This is NOT for you if…
- You want AI to make investment decisions, portfolio recommendations, or advise on specific securities. Those are always advisor-only.
- You want a "set it and forget it" compliance solution with no advisor involvement. The human checkpoint is the product.
- You are a large wirehouse with a dedicated compliance technology team. This is built for the 3 to 50 advisor firm.
- You need a registered investment adviser compliance consultant. We build the technology infrastructure; your counsel and CCO determine what satisfies your specific obligations.
07
FAQ
What managing partners and CCOs ask us.
SEC Rule 206(4)-7 (the Compliance Program Rule) requires investment advisers to maintain reasonably designed written compliance policies and procedures. The governance documentation we deliver as part of the Assessment helps you show how your AI use fits within those policies. For firms that are also FINRA members, FINRA Rule 3110 requires supervisory procedures that cover AI use, and the approval inbox and audit log create the contemporaneous record that demonstrates supervisory review occurred: every AI draft, every human review, every approval, with timestamps. We build the infrastructure; your CCO and counsel confirm it satisfies your specific firm's obligations. [S-Debevoise25][S-Kitces25]
AI drafts all client communications within parameters your CCO pre-approves: no performance advertising language, no testimonials or endorsements without required disclosures, no third-party ratings without proper attribution. Those guardrails are locked into the workflow before any client communication is processed. The advisor approval step is where the human confirms the draft is within bounds. The audit log shows that confirmation happened. The SEC December 2025 Marketing Rule risk alert focused on exactly this gap: firms using AI for client-facing content without the supervisory review trail. [S-Wealthmgmt25] We close that gap by design. Not legal advice; confirm specifics with your securities counsel.
No. The Oversight Layer™ sits alongside your existing tools. It does not replace your CRM, practice management system, or meeting AI. What it adds is the governance layer those tools do not provide: the approval inbox, the compliance archive, and the written governance documentation. Jump.ai and similar tools generate outputs. We wrap the human-approval workflow and audit infrastructure around those outputs.
Client and portfolio data is handled under a data processing agreement provided at onboarding, including Regulation S-P confidentiality provisions. We document every integration point and data access level in the Assessment. We do not train AI models on your client data. Data stays within your authorized systems. We work with your CCO to confirm the data handling architecture before any build begins.
The Assessment is a fixed-fee diagnostic. Implementation is a scoped project. Managed Ops is a monthly retainer. Pricing is confirmed on a call and in writing before any work begins. [Not a guarantee of specific outcomes.]
Correct, and this is built into the workflow architecture, not just a policy statement. The AI operates within a defined scope: meeting notes, follow-up drafts, onboarding document assembly, communication templates. It cannot access your trading systems or generate portfolio recommendations. Any output touching investment recommendations or securities analysis is flagged for exclusive human handling. The advisor is always the licensed professional with fiduciary responsibility.
Start with a free fit call.
Find out exactly what your AI governance gap looks like before your next exam does.
Fixed-fee assessment. We inventory your AI use, map it against SEC Rule 206(4)-7, the Marketing Rule, and for FINRA-member firms, FINRA Rule 3110. We deliver a written governance policy and a fixed-price implementation proposal. The assessment stands on its own. Implementation is a separate decision.
Fixed-fee. Written governance policy delivered before any build begins.
Compliance & Disclosures
No guarantee of results: Statistics are third-party citations, not All About AI client results. Your firm's results depend on advisor count, workflow volume, existing systems, and implementation specifics. We do not guarantee exam outcomes, hours saved, or compliance results.
Not investment advisory services: All About AI is a technology implementation firm, not a registered investment adviser. Nothing here constitutes investment advice, portfolio management guidance, or securities recommendations.
Regulatory note: References to SEC Rule 206(4)-7 (Compliance Program Rule), the Marketing Rule (Rule 206(4)-1), SEC Rule 204-2 (Books and Records), and FINRA Rule 3110 (applicable to FINRA-member firms only, not all RIAs) are for context only and do not constitute legal or compliance advice. Requirements vary by firm type, AUM, registration status, and regulatory body. Confirm your specific obligations with licensed securities counsel and your CCO before any implementation.
Data handling: Client data is handled under a data processing agreement provided at onboarding. We do not train AI models on client data. Regulation S-P requirements are addressed in the data architecture documentation.
Sources: [S-Ncontracts26] Ncontracts AI Compliance for RIAs 2026; [S-Hartford25] Hartford Funds RIA AI Guide; [S-Surmount25] Surmount Wealth AI Automation for RIAs; [S-Debevoise25] Debevoise & Plimpton FINRA 2025 Regulatory Oversight Report; [S-Kitces25] Kitces.com AI Compliance for Investment Advisers; [S-Wealthmgmt25] Wealthmanagement.com RIA AI Compliance Challenges 2025.